This is a common and entirely understandable concern for injured employees who need to claim compensation. But you don’t need to worry. Your employer is required by law to have insurance in place covering the financial risk of injury claims by anyone on site – including employees and other visitors on the premises. 

This means your employer is cushioned from the financial impact of you making a claim. Your compensation payout will come from the insurance company and not out of your employer’s pocket

Please don’t assume that if you were at all to blame for the accident, you cannot then claim compensation. That is not the case.

Firstly, you may think you were at fault only to find out when speaking with a specialist solicitor that you may not be legally to blame at all.

Secondly, if you were found to be partly to blame for the incident, this simply means the level of compensation you receive may be reduced proportionately. So if the accident resulted from someone else’s negligence and you have been injured – you can claim compensation even if you were partially to blame.

Your compensation will be made up of ‘general damages’ and ‘special damages’.

General damages compensates you for your actual injuries, pain and suffering. How much you receive depends on the nature and extent of your injuries.

You can also claim ‘special damages’ to compensate you for your accident-related financial losses. These can include:

• Loss of wages and overtime.
• Medical expenses and prescription costs.
• Damaged clothing.
• Travel expenses such as taxis or public transport to hospital appointments.
• Your partner’s loss of earnings if they’ve had to take time off to care for you.
• Rehabilitation costs, for example, if you need adaptations at your home carried out.

Our friendly advisors will take a few details from you and will put you in touch with our panel of specialist injury lawyers, who will offer a free consultation, with no obligation. 

So you can have free advice, and there is no pressure for you to make a claim.

Our claim specialists are experienced in accident claims like yours, and have the expertise to claim the maximum compensation available to you, in the shortest time possible. 

We genuinely care about you as an injured person and you can count on our support from the outset. Our aim is to make your compensation process simple and straightforward, taking the stress out of it.

You must act quickly, though. You have three years in which to make an injury claim, but the sooner you get the ball rolling the fresher your memory of events – and that of any witnesses.

Our panel of specialist injury lawyers take on injury cases on a ‘no win no fee’ basis. This means there is no upfront cost, not even for the initial consultation.

If your claim is successful, there will be a deduction from your compensation to cover your legal fees. This is typically around 25%, it may be more or less but will always be agreed with your solicitors upfront.

So you will only pay a fee if you win your compensation.